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METHODS AND ARRANGEMENTS FOR SMARTPHONE PAYMENTS A

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专利名称:METHODS AND ARRANGEMENTS FOR

SMARTPHONE PAYMENTS ANDTRANSACTIONS

发明人:Bruce L. Davis,Tony F. Rodriguez,Brian T.

MacIntosh,David A. Cushman

申请号:US14074072申请日:20131107

公开号:US20140258110A1公开日:20140911

专利附图:

摘要:The disclosure relates to a smartphone-based virtual wallet, that manages

payment options available to a user. One claim recites a method employing a user'sportable device, the device including a display and a sensor, the method including acts of:initiating a multi-party auction to solicit bids from a plurality of financial vendors tofacilitate a financial transaction for the user, the plurality of remotely-located financialvendors being associated with the user via a virtual wallet hosted on the user's portabledevice; receiving bids from the plurality of financial vendors; presenting a user interfaceusing the display, the user interface identifying at least two bids solicited from the multi-party auction; upon receiving an indication of a user-selected bid from the at least twobids, initiating a financial transaction using at least some of the details in the userselected bid and information obtained from the virtual wallet. A great variety of otherfeatures, arrangements and claims are also detailed.

申请人:Digimarc Corporation

地址:Beaverton OR US

国籍:US

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