贷款基准利率调整表2012及历次调整

六个月(含) 1996.5.1 9.72% 1996.8.23 9.18% 1997.10.23 7.65% 1998.3.25 7.02% 1998.7.1 6.57% 1998.12.7 6.12% 1999.6.10 5.58% 2002.2.21 5.04% 2002.2.21优惠利率 -- 2004.10.29 5.22% 2004.10.29优惠利率 -- 2006.4.28 5.40% 2006.4.28优惠利率 4.59% 2006.8.19 5.58% 2006.8.19优惠利率 4.74% 2007.3.18 5.67% 2007.3.18优惠利率 4.81% 2007.5.19 5.85% 2007.5.19优惠利率 4.97% 2007.7.21 6.03% 2007.7.21优惠利率 5.13% 2007.8.22 6.21% 2007.8.22优惠利率 5.28% 2007.9.15 6.48% 2007.9.15优惠利率 5.51% 2007.12.21 6.57% 2007.12.21优惠利率 5.58% 2008.9.16 6.21% 2008.10.08 6.12% 2008.10.30 6.03% 2008.11.27基准利率 5.04% 按揭利率（下浮15％） 4.28% 按揭利率（下浮30％） 3.528% 2008.12.23基准利率 4.86% 按揭利率（下浮30％） 3.402% 2010.10.20基准利率 5.10% 2010.12.26基准利率 5.35% 2011.02.09基准利率 5.60% 一年(含) 10.08% 8.64% 7.92% 6.93% 6.39% 5.85% 5.31% 4.77% 5.58% 4.95% 5.85% 4.97% 6.12% 5.20% 6.39% 5.43% 6.57% 5.58% 6.84% 5.81% 7.02% 5.97% 7.29% 6.20% 7.47% 6.35% 7.20% 6.93% 6.66% 5.58% 4.74% 4.156% 5.31% 3.717% 5.56% 5.81% 6.06% 一至三年(含) 13.14% 10.98% 9.36% 9.00% 7.11% 6.66% 5.94% 5.49% 4.77% 5.76% 4.95% 6.03% 5.13% 6.30% 5.36% 6.57% 5.58% 6.75% 5.74% 7.02% 5.97% 7.20% 6.12% 7.47% 6.35% 7.56% 6.43% 7.29% 7.02% 6.75% 5.67% 4.82% 3.969% 5.40% 3.78% 5.60% 5.85% 6.10% 三至五年(含) 14.94% 11.70% 9.90% 9.72% 7.65% 7.20% 6.03% 5.58% 4.77% 5.82% 4.95% 6.12% 5.20% 6.48% 5.51% 6.75% 5.73% 6.93% 5.89% 7.20% 6.12% 7.38% 6.27% 7.65% 6.50% 7.74% 6.58% 7.56% 7.29% 7.02% 5.94% 5.05% 4.179% 5.76% 4.032% 5.96% 6.22% 6.45% 五年以上 15.12% 12.42% 10.53% 10.35% 8.01% 7.56% 6.21% 5.76% 5.04% 6.12% 5.31% 6.39% 5.43% 6.84% 5.81% 7.11% 6.04% 7.20% 6.12% 7.38% 6.27% 7.56% 6.43% 7.83% 6.66% 7.83% 6.66% 7.74% 7.47% 7.20% 6.12% 5.20% 4.284% 5.94% 4.158% 6.14% 6.40% 6.60% 2011.04.06基准利率 5.85% 2011.07.07基准利率 6.10%

6.31% 6.56% 6.40% 6.65% 6.65% 6.90% 6.80% 7.05%